On 14 Mar 1754 when Phebe was 17, she first married Caleb Curtis (34982) , son of Caleb Curtis (26 Oct 1703-20 May 1777) & Jemima Calkins (16667) (ca 1708-15 Nov 1778), in Sharon, CT. Born on 1 Apr 1727 in Hebron, CT.331 Caleb died in Sharon, CT, on 22 Jun 1774; he was 47.

On 4 Nov 1775 when Phebe was 38, she second married John Gay in Sharon, CT. Born on 28 Jan 1727 in Litchfield, CT.

On 27 Apr 1780 when Phebe was 43, she third married Nathan Smith in Sharon, CT.