On 15 Oct 1912 when James Howard was 29, he first married
Maude Virginia Moses, daughter of
John C. Moses (8 Feb 1836-9 Sep 1919) &
Mary Margaret John (1841-1914), in Church of the Holy Trinity, West Chester.
Born in 1876. Maude Virginia died in 1915. Buried in Morris Cemetery, Phoenixville, Chester County, Pennsylvania.
Maude Virginia Moses Rubel, b. 1876, d. 1915, wife of J. Howard Rubel and daughter of John G. and Mary M. Moses.